Mortgage rates fell for yet another week. According to Freddie Mac, the 30-year fixed-rate and 15-year fixed-rate mortgages dropped nine basis points to 6.26% and 5.41%, respectively.
The share of mortgage applications attributed to refinances reached nearly 60%, the highest since January 2022.
However, these rates were collected prior to the Fed quarter-point rate cut that was announced yesterday. The “Fed effect” won’t truly be measured for another week. Whether that’s lower — or higher — mortgage rates, nobody knows. The 10-year Treasury yield, a benchmark for mortgage rates, jumped higher immediately following the Fed news. Whether that holds through next week is worth watching.
Today’s mortgage rates
Here are the current mortgage rates, according to the latest Zillow data:
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30-year fixed: 6.15%
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20-year fixed: 6.62%
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15-year fixed: 5.49%
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5/1 ARM: 6.82%
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7/1 ARM: 6.88%
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30-year VA: 5.75%
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15-year VA: 5.15%
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5/1 VA: 5.85%
Remember, these are the national averages and rounded to the nearest hundredth.
Today’s mortgage refinance rates
Here are today’s mortgage refinance interest rates, according to the latest Zillow data:
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30-year fixed: 6.21%
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20-year fixed: 5.61%
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15-year fixed: 5.58%
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5/1 ARM: 6.97%
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7/1 ARM: 6.94%
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30-year VA: 5.78%
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15-year VA: 5.43%
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5/1 VA: 5.33%
As with the purchase mortgage rates, these are national averages we’ve rounded to the nearest hundredth. Refinance rates can be higher than purchase mortgage rates, but that isn’t always the case.
Información extraída de: https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-refinance-interest-rates-today-thursday-september-18-2025-100028945.html
